Insurance Quotes has released its third annual Moving Violations report. The new data shows that while serious violations, such as driving under the influence and reckless driving are the most obvious causes for spiking insurance rates, minor violations hurt driver’s finances as well.

Laura Adams is a Senior Insurance Analyst for Insurance Quotes. She says the cost of having a car accident, and making a claim is getting more expensive…

Adams says factoring in a moving violation along with an accident on your record, gives another layer to rising costs. Adams says once you receive a moving violation, you are then a different risk profile to insurance companies…

Adams says South Dakota drivers are seeing lower rate increases after a moving violation than other states…

The report also includes tips from Insurance Quotes Analysts on how to save money once you’ve been dealt a moving violation. You can see that info on “insurance quotes dot com.”