Recent rains and snow melt are sending people in search of flood insurance. A number of river basins already have flood warnings in place.
Kevin Carda (sar-da) with Farmers Insurance Group in Yankton says they have seen a lot of interest in flood insurance...
Carda says the federally backed policy is the same everywhere, but does have coverage limits...
Carda says you can often use home owners insurance to fit with flood insurance...
He says flood insurance costs on average abourt two hundred dollars a year. Carda says there is a thirty day waiting period before flood insurance coverage is effective.
